Individual 6-Month Review

KEY FEATURES

EASY WORKSHEETS

In order to see your total financial spectrum, I will need to understand what type of accounts you’re starting with and what your future goals in life are. Cute, well-designed, and very understandable worksheets are provided to get to kickstart your financial potential. For financial goals that require more time to achieve, like saving for a down payment on a house or paying off a significant debt, a 6-month review offers a better gauge of your progress. This can help you stay motivated and stay on track towards reaching your goals.

CATEGORIZATION

My system intelligently categorizes 6 months worth of transactions from various sources, such as bank accounts, credit cards, and investment accounts. This categorization allows users to quickly understand their spending patterns and identify areas where they can save. A 6-month review provides a broader timeframe compared to a 3-month review. This allows you to identify more significant trends and patterns in your financial behavior and assess your progress over a longer period. It's especially useful for tracking changes that might not be immediately apparent in a shorter timeframe.

EXPENSE ANALYSIS

Certain expenses, such as holiday-related spending or fluctuating utility bills, might not be fully captured in a 3-month review. A 6-month review allows you to observe these seasonal variations in your spending and plan accordingly for upcoming months. The platform breaks down expenses into categories such as utilities, groceries, entertainment, and more. You can drill down into each category to see how much you’ve spent and on what subcategories, helping you identify potential areas for conscious spending adjustments.